/* CSS Document */
html * {
	margin: 0;
	padding: 0;
	}

body {
		font: 12px arial, helvetica, sans-serif;
		line-height: 1.5em;
		color:#333333;
		text-align: center; /* for IE */
		/*background: url(bg-page.jpg) 0 0 repeat-x transparent;
		background-color:#fcfdd1;*/
	}	
table {
		font: 100% verdana, arial, helvetica, sans-serif;
		line-height: 1.5em;
		color:#333333;
	}	
.withborder		{  text-decoration:none;  font-size:14px; 
					FONT-FAMILY: Arial, Verdana, Geneva, Helvetica, San-serif; border:1px solid #999999; }	
img	{
	border:0;
}
ul	{
	list-style-type:disc;
	margin: 0 0 20px 20px;
}
p {
    margin: 0 0 20px 0;
	}
#container {
	text-align: left; /* counter the body center */
	width: 975px;
	padding:0;
	margin-top: 0;
	margin-right: auto;
	margin-bottom: 0;
	margin-left: auto;
}

#header	{
	height:170px;
	position:relative;
	width:975px;
	background-color: #fff;
}
#logo	{
	height:140px;
	width: 207px;
	position:absolute;
	top:32px;
	left:30px;
}
#headertext	{
/*	height:86px;
	width: 221px;
*/	position:absolute;
	bottom:35px;
	left:290px;
	font: bold 18px Arial, Helvetica, sans-serif; color: #164f96;
}
#header_text	{
	background: url(header-text.png) 0 0 no-repeat transparent;
	height:86px;
	width: 221px;
	position:absolute;
	top:46px;
	left:480px;
}
#top_links	{
	height:20px;
	width: 300px;
	text-align:right;
	position:absolute;
	top:5px;
	right:40px;
	
}
#top_links a,#top_links a:active,#top_links a:visited{
	font: bold 12px arial, helvetica, sans-serif; color: #333;
	text-decoration: none;
	display:inline;
}
#top_links a:hover{
	 color: #000;
	text-decoration:underline;
	display:inline;
	}
#contact_number	{
	/*background: url(telephone.gif) 0 3 no-repeat transparent; */
	font: bold 22px verdana,sans-serif; color: #164f96;
	width: 300px;
	position:absolute;
	bottom:20px;
	right:32px;
	text-align:right;
}
#contact_number2	{
	/*background: url(telephone.gif) 0 3 no-repeat transparent; */
	font: bold 22px verdana,sans-serif; color: #164f96;
	width: 300px;
	position:absolute;
	bottom:20px;
	right:380px;
	text-align:right;
}
#header_address	{
	/*background: url(telephone.gif) 0 3 no-repeat transparent; */
	font: normal 12px verdana,sans-serif; color:  #333;
	/*width: 400px;*/
	position:absolute;
	top:40px;
	right:36px;
	text-align:right;
}
#header_address2	{
	font: normal 12px verdana,sans-serif; color:  #333;
	width: 300px;
	padding-right:20px;
	position:absolute;
	top:40px;
	right:360px;
	text-align:right;
	border-right:1px solid #ccc;
}
#top_menu_bar	{
	height:45px; width:975px;
	background: url(topmenubg.gif) 0 0 repeat-x transparent; 
	text-align:left;
	position:relative;
	margin:0;
	background-color: #fff;
}
/*
#top_menu_bar a,#top_menu_bar a:active,#top_menu_bar a:visited{
	font: bold 12px Verdana, Arial, Helvetica, sans-serif; color: #ffffff;
	text-decoration: none;
	display:inline;
}
#top_menu_bar a:hover{
	color: #ffff00;
	text-decoration:underline;
	display:inline;
	}
*/
#main_content	{
	text-align:left;
	margin:0px; 
	width:975px;	
	background-color: #ffffff;
	padding-bottom:20px;
	
}

#two_column_box	{
	width:975px; 
	margin:0px auto; 
	position:relative;
	height:319px;
}
#left_box	{
	float:left;
	width:394px; 
	background: url(tall-building.jpg) 0 0 no-repeat transparent;
	background-color:#CCCC00;
	height: 1px; 
	border:1px solid #cccccc;
	margin-left:10px;
	padding: 330px 10px 0 10px;
}
#welcome_box	{
	float:right;
	width:489px;
	padding:30px; color:#000000; 
	font: 20px georgia;
	background-color: #ccc;

}

#clear_div	{
clear:both;
}
#three_boxes	{
	width:900px; 
	margin:0px 33px; 
	position:relative;
	height:120px;
}
#left_box2	{
	float:left;
	width:370px; 
	height: 100px; 
	padding: 6px 30px 10px 30px; 
	border-left:1px solid #cccccc;
}
#middle_box2	{
	float:left;
	width:1px; 
	height: 116px; 
	border-left:1px solid #cccccc;
}
#right_box2	{
	float:left;
	width:385px; 
	height: 100px; 
	padding: 6px 20px 10px 40px;
	border-right:1px solid #cccccc;
}
#sub_contents	{
	text-align:left;
	margin:0px; 
	padding:20px;
	width:860px;	
	background-color: #efefef;
}
.application_heading	{
	background-color:#8FB5C8; padding:4px; font-weight:bold;
}

h1		 			{ font: bold 22px arial, helvetica, sans-serif; margin:0; text-align:left; padding-bottom:14px;color:#003366;}
h2 					{ font: 18px arial, helvetica, sans-serif; margin:0; color:#cc0000; padding-bottom:12px; }
h2.customerphone			{ font: 20px georgia; margin:0; color:#890000; padding-bottom:1px; }
h3 					{ font: bold 16px arial, helvetica, sans-serif; margin:0; color:#333333; padding-bottom:10px; }
h4 					{ font: bold 14px arial, helvetica, sans-serif; margin:0; color: #003366; padding-bottom:8px; padding-top:4px; }
h5 					{ font: bold 12px arial, helvetica, sans-serif; margin:0; color:#333333; padding-bottom:2px; }
h6 					{ font: bold 11px arial, helvetica, sans-serif; margin:0; color:#333333;  }


a:link, a:visited	{
	color:#cc0000;
	font-family: Tahoma, Arial;
	font-size: 12px;
	font-weight: bold;
}
a:hover,a:active	{ COLOR: #ff0000;}

.formoutertable		{  border-top:1px solid #999999; border-left:1px solid #CCCCCC; border-right:1px solid #CCCCCC; border-bottom:1px solid #999999;}

.formtext {
  font:bold 12px Arial, Helvetica, San-serif; 
  color:#666666;
  BACKGROUND: #FFFFFF;
}
.formtext td{
height:30px;
border-bottom:1px solid #cccccc;
}
.text {	font-family: Arial, Verdana, Geneva, Helvetica, San-serif;	font-size: 10px; }
textarea {
	font-family: Arial, Verdana, Geneva, Helvetica, San-serif;
	font-size: 10px; }
	
input.button 		{ cursor:pointer; height:21px; color:#309; border-top:1px solid #F60; border-left:1px solid #F60; border-right:2px solid #F60; border-bottom:2px solid #F60; font:normal bold 13px verdana,sans-serif; }

input.buttonsubmit 		{ cursor:pointer; background:url(submit.gif) ; height:24px; width:110px; color:#309; border-top:1px solid #FFFFFF; border-left:1px solid #FFFFFF; border-right:1px solid #FFFFFF; border-bottom:1px solid #FFFFFF; font:normal bold 10px verdana,sans-serif; }

/* Footer Section */

#footer	{
	height:170px; text-align:left;width:935px;
	background-color:#ffffff;
	padding:0 20px;

}

.footerNav{
	list-style-type:none;
	height:30px;
	padding:10px 20px 0 20px;
	margin:0px;
	
}
.footerNav li{
	font: bold 12px arial, helvetica, sans-serif; color: #000000;
	text-decoration: none;
	display:inline;
	padding:0 4px;
}

.footerNav li a,.footerNav li a:active,.footerNav li a:visited{
	font: bold 12px arial, helvetica, sans-serif; color: #333333;
	text-decoration: none;
	display:inline;
	padding:0 4px;
}
.footerNav li a:hover{
	 color: #111111;
	text-decoration:underline;
	display:inline;
	padding:0 4px;
	}
.footerNav li.none {display:inline;padding:0 6px;border-right:0px}



.footer-copyright {font: normal 12px Arial, Helvetica, sans-serif; color: #333333; padding:10px 0px 0px 20px; margin:0;}

.footer-copyright a,.footer-copyright a:active,.footer-copyright a:visited{
	font: normal 12px verdana,sans-serif; color: #000000;
	text-decoration: none;
	display:inline;
	
}
.footerNav2{
	list-style-type:none;
	height:30px;
	padding:10px 20px 0 20px;
	margin:0;
	background-color: #003366;
	
}
.footerNav2 li{
	font: bold 12px arial, helvetica, sans-serif; color: #666666;
	text-decoration: none;
	display:inline;
	padding:0 4px;border-right:1px solid #ccc
}

.footerNav2 li a,.footerNav2 li a:active,.footerNav2 li a:visited{
	font: normal 11px arial, helvetica, sans-serif; color: #ffffff;
	text-decoration: none;
	display:inline;
	padding:0 4px;
}
.footerNav2 li a:hover{
	font: normal 11px arial, helvetica, sans-serif; color: #f0f0f0;
	text-decoration:underline;
	display:inline;
	padding:0 4px;
	}
.footerNav2 li.none {display:inline;padding:0 6px;border-right:0px}
.equal_housing_lender{
	font: normal 10px Arial, Helvetica, sans-serif;
	padding:12px 0 0 50px;
	margin:0;
	height:22px;
	background: url(lender-logo.jpg) 0 0 no-repeat transparent;
	color: #ffffff; 
}
/* Footer Section Ends */
.irs	{
font: normal 12px Arial, Helvetica, sans-serif; color: #FFFFCC;
text-align:left;
margin:4px 0 10px 34px;
margin-bottom:20px;
}
.irs a,.irs a:active,.irs a:visited{
	font: normal 12px verdana,sans-serif; color: #fff;
	text-decoration:none;
	display:inline;
	padding:0 4px;
}
.irs a:hover{
	font: normal 12px Verdana, Arial, Helvetica, sans-serif; color: #FFFF00;
	text-decoration:underline;
	display:inline;
}
